CHECK
YOUR WALLET! YOU MAY HAVE BEEN ROBBED!
Yes – robbed on your CAR INSURANCE! Okay, before you click away grumbling “bait and switch,” think about it for a second. Everyone’s looking for cheap car insurance; how much are you paying, and are you happy with it? The truth is, while everyone wants cheap auto insurance, most of us just accept standard rates without considering the personal circumstances that could get us the cheapest car insurance possible. So while you may not have technically been “robbed,” you may very well be paying too much. Here are some factors that can lead you to the cheapest auto insurance you can find (without sacrificing quality, of course).
1. You’re in your heyday.
Of course, most of us think “our time” just always happens to be RIGHT NOW, but when it comes to getting cheap auto insurance quotes, you may actually be the perfect age. Generally, drivers between the age of 25 and 55 are offered the cheapest car insurance quotes, because they’re considered lower-risk drivers than those younger or older.
2. You’re movin’ on up.
Have you relocated from a high-crime area to a low-crime one? Then you can move from expensive car insurance rates to cheap car insurance rates. Because it will likely cost them less in the long run, insurance companies will almost always offer more inexpensive car insurance rates to drivers who live and park in statistically wealthier or lower-crime areas.
3. You’re a techie.
Exclusively online car insurance providers are growing in number. To counter their drawbacks (no local offices, no face-to-face contact), online auto insurance companies will often offer specials or discounts to gain and keep customers. So don’t just open your phone book or ask around; fire up your computer or smartphone and you may get cheaper car insurance that you could imagine.
4. You’re a braniac
As mentioned above, younger drivers will usually not get offered the cheapest auto insurance rates. But there is an exception. Many providers will offer car insurance cheap, or at least cheaper, to students with good grades. Student discounts are not uncommon; break out that sterling report card when you search for that inexpensive car insurance.
5. You walk the walk
If you hardly ever drive, why shouldn’t you get the cheapest car insurance, or even cheap motorcycle insurance? Just make it clear to potential providers that your vehicle, whatever it may be, spends most of its time in the garage and watch your rates come down.
6. You’ll try a little togetherness
If you’re looking for the cheapest auto insurance and the cheapest motorcycle insurance, consolidating all your plans under one insurer could lead to slashed rates. Companies want your business – all of it, and will offer multiple-vehicle discounts, and the really cheap car insurance you’ve been looking for.
Yes – robbed on your CAR INSURANCE! Okay, before you click away grumbling “bait and switch,” think about it for a second. Everyone’s looking for cheap car insurance; how much are you paying, and are you happy with it? The truth is, while everyone wants cheap auto insurance, most of us just accept standard rates without considering the personal circumstances that could get us the cheapest car insurance possible. So while you may not have technically been “robbed,” you may very well be paying too much. Here are some factors that can lead you to the cheapest auto insurance you can find (without sacrificing quality, of course).
1. You’re in your heyday.
Of course, most of us think “our time” just always happens to be RIGHT NOW, but when it comes to getting cheap auto insurance quotes, you may actually be the perfect age. Generally, drivers between the age of 25 and 55 are offered the cheapest car insurance quotes, because they’re considered lower-risk drivers than those younger or older.
2. You’re movin’ on up.
Have you relocated from a high-crime area to a low-crime one? Then you can move from expensive car insurance rates to cheap car insurance rates. Because it will likely cost them less in the long run, insurance companies will almost always offer more inexpensive car insurance rates to drivers who live and park in statistically wealthier or lower-crime areas.
3. You’re a techie.
Exclusively online car insurance providers are growing in number. To counter their drawbacks (no local offices, no face-to-face contact), online auto insurance companies will often offer specials or discounts to gain and keep customers. So don’t just open your phone book or ask around; fire up your computer or smartphone and you may get cheaper car insurance that you could imagine.
4. You’re a braniac
As mentioned above, younger drivers will usually not get offered the cheapest auto insurance rates. But there is an exception. Many providers will offer car insurance cheap, or at least cheaper, to students with good grades. Student discounts are not uncommon; break out that sterling report card when you search for that inexpensive car insurance.
5. You walk the walk
If you hardly ever drive, why shouldn’t you get the cheapest car insurance, or even cheap motorcycle insurance? Just make it clear to potential providers that your vehicle, whatever it may be, spends most of its time in the garage and watch your rates come down.
6. You’ll try a little togetherness
If you’re looking for the cheapest auto insurance and the cheapest motorcycle insurance, consolidating all your plans under one insurer could lead to slashed rates. Companies want your business – all of it, and will offer multiple-vehicle discounts, and the really cheap car insurance you’ve been looking for.
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